In California, your employer is required to purchase insurance that protects you and your coworkers in the event of a workplace injury. When you’re injured on the job, you generally can’t take legal action against your company in civil court, but their insurance company is responsible for paying for your benefits and treatment. The company may see their premiums rise after the accident, but they won’t have to pay for your medical care or other workers’ compensation benefits.
What if your boss is uninsured or underinsured?
It’s illegal for your boss to lack workers’ compensation insurance. If this is the case, your compensation will be paid for by a state fund. If your employer’s policy isn’t enough to cover the number of employees or the risk level of your job, it’s insurance fraud. The insurance company your boss uses must still take care of you, but they will take money from your employer to recover their losses.
If you truly have a great employer, they’ll be concerned about your health and want you to get the help and benefits you need, so file your workers’ compensation claim without fear.
Pacific Workers', The Lawyers for Injured Workers is Northern California's Premier Workers' Compensation Applicant firm. We represent First Responders, Health Care Workers, Construction Workers, Retail Workers, Warehouse Workers, Delivery Drivers, and the other hard-working people that keep our community moving in their Fight for Justice against the Insurance Companies.
With over 250+ Five Star Reviews, an incredible staff of caring, well-trained caring, advanced technology for superior client communication, a track record of an over 98% win rate, and giving back to our community through the Pacific Workers' Foundation, it is easy to see why Pacific Workers' is the go-to law firm for all injured workers in Northern California. Offices in Oakland, Concord, Stockton, and Sacramento.
If you or a loved one needs our help or just has a question, give us a call 800-606-6999.
We are here to help relieve some stress!