Losing your job is stressful enough. Add a work injury to the mix, and many people panic, thinking their workers’ comp case is over the moment they’re fired, laid off, or forced to quit.
That belief costs injured workers real money every day.
Here’s the truth most people never hear: you may still be able to get a BIG workers’ comp settlement after losing your job, even if your claim moves forward after termination.
Let’s break down the secrets that matter most.
Secret #1: Getting fired does not automatically kill your workers’ comp case
One of the biggest myths in California workers’ comp is that your claim must end when your employment does.
It doesn’t.
Your case is tied to your injury and your claim, not whether you still work for the company. This is especially important in cases involving delayed symptoms, cumulative trauma, or injuries that weren’t fully understood at the time.
Secret #2: “Post-termination defense” isn’t a dead end
You may hear the term post-termination defense used when an injury claim is pursued after a job ends. It sounds intimidating, but here’s what really matters:
If your employer knew or should have known about your injury before you were fired or laid off, that defense may not apply.
Knowledge can come from:
Reporting the injury
Medical records documenting a work-related condition
Any paper trail showing the injury existed before termination
Documentation is leverage.
You may like this post: Can I Be Fired for Filing a Workers’ Compensation Claim?
Secret #3: Medical records can protect your settlement value
Many injured workers delay seeing a doctor because they’re scared, busy, or unsure if the pain is “serious enough.”
That delay can hurt your case.
Medical documentation doesn’t just prove you’re injured, it helps block arguments that your claim is fake or retaliatory. When it comes to a workers’ comp settlement after being fired, records matter more than opinions.
Secret #4: Quitting doesn’t always mean you “chose” to leave
Some workers don’t quit because they want to; they quit because the workplace becomes hostile after an injury.
Being pushed out, excluded, targeted, or made miserable can qualify as a constructive termination, which may still protect your rights under workers’ comp law.
If the environment forced you out, that context matters.
Another resource you’ll find valuable: How to document your Injuries for a claim
Secret #5: The biggest mistake is taking “no” at face value
Many injured workers walk away because:
HR says they don’t qualify
An insurance adjuster shuts them down
Someone tells them, “You don’t have a case anymore”
In reality, many post-termination workers’ comp cases are still winnable and often settle for far more than people expect once the facts are properly reviewed.
The bottom line
If you were injured at work and later lost your job, your rights may still be very much alive. The timing of your injury, what your employer knew, and how your case was documented can all make the difference between walking away with nothing or securing a meaningful settlement.
If you’re unsure where you stand, don’t guess.
👉 Visit www.pacificworkers.com or call 800-606-6999 for a free consultation.
Getting clarity now could protect benefits you’ve already earned.
About the Author
Bilal Kassem President and Co-founder
Bilal Kassem is the co-founder of Pacific Workers and a nominee for Applicant Attorney of the Year. With a deep-rooted passion for helping injured workers, Bilal leads with empathy and empowers his team to deliver world-class service from the very first interaction.
With extensive experience handling complex workers’ compensation cases, including claims involving termination, retaliation, and post-termination defenses, Bilal has helped thousands of injured workers across California protect their rights and secure the benefits and settlements they deserve.